XEM Consultants Ltd

New from XEM Consultants

Retirement Retainership Programme

A 3-month structured transition for your retiring staff — planning, internship & mentorship, all in one programme.

  • Planning Course4 full-day sessions
  • Internship2 days/week × 4 weeks
  • Mentorship3 expert sessions
Subscription ₦5,000,000 / year
Capacity Up to 10 staff
About the Programme

Helping your people retire with clarity, confidence & purpose

The Retirement Retainership Programme (RRP) is a structured, 3-month pre-retirement support initiative for employees within 1–3 years of retirement. It blends knowledge, real-world experience, and expert guidance into one seamless transition journey.

Knowledge & Planning

Understand retirement financially, emotionally, and practically — through expert-led classroom sessions.

Real-World Experience

Hands-on exposure to the sectors and businesses participants intend to engage in after retirement.

Expert Guidance

One-on-one mentorship from practitioners with proven success in the participant's chosen field.

Cohorts run quarterly. Subscribing organisations enjoy full flexibility to enrol staff at any time within the 12-month subscription window.

The Three Core Pillars

One programme. Three powerful pillars.

Every cohort experiences a balanced blend of structured learning, hands-on placement, and one-on-one expert guidance.

01

Retirement Planning Course

4 full-day classroom sessions

Facilitated by certified retirement planners, financial advisors, legal experts and lifestyle coaches.

  • Personal financial planning & investments
  • Pension, gratuities & benefits management
  • Estate planning & legal preparedness
  • Health, wellness & digital literacy
  • Post-retirement income generation
02

Internship Programme

2 days/week × 4 weeks · 8 placement days

Embedded placements inside organisations and industries aligned with each participant's post-retirement interests.

  • Real operational exposure in chosen sector
  • Direct interaction with owners & managers
  • Insight into startup realities & workflows
  • Industry tours & site visits included
  • Flexible scheduling around current work
03

Mentorship Programme

3 sessions with expert practitioners

Personalised guidance from professionals who have already succeeded in the participant's chosen post-retirement field.

  • Matched mentor in chosen field
  • Goal-setting & accountability
  • Network introductions where useful
  • Practical "how I did it" knowledge transfer
  • Continued access via XEM alumni network
Programme Structure

A clear 3-month journey from active service to confident retirement

Each cohort follows a structured 12-week calendar that combines classroom learning, embedded internship placements, and personalised mentorship.

  1. Month 1

    Retirement Planning Course

    4 full-day classroom sessions covering finance, pensions, estate planning, health, digital literacy, and life-after-work goal setting.

  2. Month 2

    Internship Placement

    Participants spend 2 days per week over 4 weeks embedded inside an organisation aligned with their chosen post-retirement field.

  3. Month 3

    Mentorship & Industry Tours

    3 mentorship sessions with expert practitioners, supported by curated industry tours and a closing graduation ceremony.

3Months Total
4Classroom Days
8Internship Days
3Mentor Sessions
Inclusions & Deliverables

Everything participants need — fully covered.

There are no hidden costs. Every element below is included in the subscription fee.

  • Retirement Planning Course

    4 full-day expert-led classroom sessions.

  • Internship Placement

    8 days of real-world embedded experience.

  • Mentorship Sessions

    3 personalised sessions with expert practitioners.

  • Industry Tours

    Guided visits to relevant businesses and sectors.

  • Finance Management Workbook

    Personalised, take-home planning tool.

  • Business Startup Kit

    Practical resources to launch a post-retirement venture.

  • Training & Reference Materials

    All course materials provided.

  • Feeding & Tour Transportation

    Covered throughout the programme calendar.

  • Programme Souvenirs

    Branded keepsakes for every participant.

  • Graduation Ceremony

    A meaningful close to the experience.

  • XEM Alumni Network Access

    Stay connected long after the programme ends.

  • Flexible Enrolment

    Enrol staff anytime within the 12-month window.

Subscription Package

One annual retainership. All-inclusive.

A single subscription covers up to 10 employees over a full 12-month calendar — with the flexibility to enrol staff at any time.

12-Month Retainership
5,000,000 / year

Five Million Naira — all-inclusive, no hidden costs

  • Up to 10 participants per subscription cycle
  • Flexible enrolment within the 12-month window
  • All 3 pillars: Planning · Internship · Mentorship
  • Materials, tours, feeding & transportation included
  • Graduation ceremony & alumni network access
  • Personalised finance workbook & business startup kit

Enrolment is open year-round. New cohorts commence on a quarterly basis.

Why It Matters

A win for your organisation. A win for your people.

For Subscribing Organisations

  • Strengthens your reputation as an employer of choice
  • Fulfils duty of care to long-serving employees
  • Reduces post-retirement uncertainty & goodwill loss
  • Demonstrates measurable HR & CSR investment
  • Flexible enrolment fits HR planning cycles
  • Predictable annual cost — fully budgeted

For Participants

  • Confidence and clarity ahead of retirement
  • Stronger financial & estate planning literacy
  • Real exposure to their next chapter, not guesswork
  • Mentorship from people who've already done it
  • Network of peers transitioning at the same time
  • Practical tools: workbook, startup kit, resources
Register for RRP

Start the 3‑month transition for your staff

Book a slot or request a presentation — spaces limited to cohorts of 10.

  • Structured course4 classroom days
  • InternshipEmbedded placements
  • MentorshipExpert sessions
Subscription₦5,000,000 / year
CapacityUp to 10 staff
Questions? Email us or call +234 904 920 2020

Ready to give your retiring staff the transition they deserve?

Schedule a presentation with our team or subscribe today and start enrolling participants this quarter.